Owner Financed-(40k down, 8% interest rate, no credit, no banks, easy process)- Why wait to Build when you can own this exquisite clay-fired brick home nestled in the desirable Skybrooke subdivision in the City of Live Oak, now! This spacious 4 bedroom, 2.5 bath home w/study and a Loft is a dream come true! The Open floorplan allows for seamless movement and effortless flow throughout the living areas and instantly gives you a sense of space, freedom, and flexibility. The loft is an excellent area to entertain & watch movies; as well as an oasis of inspiration to foster your productivity. The built-in Desk w/ drawers and cabinets provide ample storage for stationery, notebooks, and other work essentials, ensuring a clutter-free workspace. The kitchen is an absolute gem, boasting a significant eat-in kitchen island where you can gather with family and friends for memorable meals and unforgettable conversations. It's also Equipped with sleek stainless-steel/Blk appliances, plentitude of cabinets, and the stunning solid countertops are accented by the stylish decorative subway tile backsplash. The owner's suite, strategically situated on the main level, offers optimum privacy from the other bedrooms. Plus, it features a separate pet room with a Dutch door, ensuring your furry friends have their own space right alongside you. Say goodbye to closet clutter with the generously-sized walk-in closet, complete with plenty of built-in shelves for easy organization. You'll fall in love with the gorgeous tiled shower, where you can relax and unwind after a long day. And the best part? There is a 2nd laundry room adjacent to the suite as well! If you enjoy being outside, embrace an array of family-friendly outdoor activities in the large back yard that has a covered patio as well as tool shed. This home offers so much more than meets the eye! With a spacious layout, opulent interior, and energy-efficient features, it's perfect for hosting, creating life-long memories, and enjoying the comforts of a truly exceptional home. Conveniently located near plenty of shopping, dining and wonderful parks such as; Woodcrest Park and Live Oak City Park & Pond. Ft. Sam Houston, Randolph AFB, Morgan's Wonderland, and Retama Park Horse Racetrack are also within easy reach!! *Some images may be virtually staged to show the properties true potential.